NSW stamp duty

Stamp Duty — Sydney, NSW

Sydney has a median property price around $1,200,000. Stamp duty on an owner-occupied purchase in NSW is approximately $48,412. Funds to complete at 20% deposit: $288,786.

Estimate at median price

Property value
$1,200,000
Deposit (20%)
$240,000
Stamp duty
$48,412
Government fees
$374
Funds to complete (20%)
$288,786
At 10% deposit
$168,786 · LMI typically applies

Try your own scenario

Deposit
Deposit (20%)
$240,000
Stamp duty
$48,412
Government fees
$374
Funds to complete
$288,786
Loan $960,000 · LVR 80%
No LMI typically

LVR ≤ 80% — LMI not typically required.

Estimate only. Verify stamp duty with the relevant state revenue office. LMI premiums are lender-specific and not included in cash funds to complete (usually capitalised). 5% Deposit Scheme eligibility must be confirmed with a participating lender and Housing Australia postcode caps.

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Estimate only. Verify stamp duty with the relevant state revenue office. LMI premiums are lender-specific and not included in cash funds to complete (usually capitalised). 5% Deposit Scheme eligibility must be confirmed with a participating lender and Housing Australia postcode caps.